Description: Welcome to this month’s edition of the magazine which features all 21 of this year’s Stars of the Future award. Voting has opened and it already looks like a record number of you are voting and it is all looking extremely tight between all the nominees. In addition to the nominees we also feature Martyn Mathews from LexisNexis Risk examining a fresh focus on renewals in the personal insurance market. Dale Critchley has an intriguing article entitled Boomerangs, Barbeques, and pensions. And Zoe Bolton’s interview is from a very topical angle, after the volume of rain recently, as she interviews Laura Evans from Flood Re. I trust you enjoy this month’s magazine and enjoy voting in the Stars of the Future award, and we look forward to welcoming you back next month when we announce the winner of the 2023 Stars of the Future award.