Description: The opening sequence to the Platinum Jubilee’s Concert between The Queen and Paddington Bear was worthy of an Oscar and I don’t mean for the bear, I always wondered what The Queen kept in her handbag! I trust you all enjoyed the Jubilee weekend as I did. This month’s cover story is from Jim Gee and Andrew Penketh from Crowe on Pensions, Cybercrime and the future. We also have a topical feature from john Bowers from RNA Analytics considering the wide range of ESG factors and understanding the risks and opportunities related to them being essential for insurers. Inflation is having an effect on all our lives at present and our regular stable of authors tackle this with amongst others Dale Critchley examines how higher inflation makes pensions work harder whilst Fiona Tait looks at how high inflation highlights the limitations of investment pathways. We trust that you enjoy this month’s magazine and we look forward to welcoming you all back next month.