Description: Welcome back to all our readers for our first edition of 2022. Our Stars of the Future take centre stage in the magazine this month. We would like to congratulate our overall winner Jitin Tahiliani who is featured on our front cover and to our runners up Keval Shah and Kimberley Chimsasa. A huge vote of thanks must go to our sponsors Star Actuarial Futures who continue to support this ever-popular award. This year we have placed all the other nominees in alphabetical order as the competition was so close this year, we felt it was the fairest thing to do. We would like to thank everyone for voting in what turned out to be the largest number of votes cast across the board since we started our Stars of the Future Awards. In an extremely packed magazine we have, in addition to our regular authors, articles including EIS looking at how life insurers are affected by the ever-changing face of Covid plus Willis Towers Watson examining how insurers are struggling to define, measure and manage climate risks. We also have Ross Trustees on the importance of the ‘S’ in ESG. We trust you enjoy this special edition of the magazine and look forward to welcoming you back next month.